HUBC
Quality Rating
HUBC, operating in its industry, exhibits significant Shariah compliance challenges primarily due to a high debt ratio of 37.91% and interest income ratio of 35.07%, both exceeding standard thresholds across major screening methodologies. The company's core activities appear permissible based on available data, but financial metrics lead to exclusion from all major Shariah indices. While liquidity and non-permissible income ratios are compliant, overall non-compliance is determined by index status. Investors should note potential purification needs and monitor for improvements in financial structure. This report provides a detailed multi-perspective analysis for informed decision-making.
Purification Required
Significant purification required - exercise caution
Index Inclusion
Excluded from all major Shariah indices: S&P Dow Jones, MSCI Islamic, FTSE Shariah, and DJIM.
Key Compliance Considerations
- Debt Ratio: 37.91% (threshold: 30%)
- Interest Income Ratio: 35.07% (threshold: 5%)
Debt Ratio
37.9%
Liquidity Ratio
1.1%
Interest Income Ratio
35.1%
Purification
35.07%